๐Ÿ’ผ
Job Loss
๐Ÿ’ณ
Debt & Financial Crisis
  • NFCC Credit CounselingfreeNonprofit debt counseling and managementnfcc.org ยท 1-800-388-2227
  • CFPBfreeFile complaints, understand your rightsconsumerfinance.gov
  • 211 HelplinefreeLocal emergency financial assistanceCall or text 211
๐Ÿ 
Housing Instability
  • HUD Housing CounselingfreeForeclosure prevention, rental assistancehud.gov/counseling ยท 1-800-569-4287
  • National Homelessness HotlinefreeEmergency shelter referrals 24/71-800-HOMELESS
  • 211 HelplinefreeLocal rental assistance and shelterCall or text 211
๐Ÿฅซ
Food Insecurity
๐Ÿฅ
Medical Crisis
๐Ÿง 
Mental Health
  • 988 Suicide & Crisis LifelinefreeCall or text โ€” 24/7 โ€” confidentialCall or text 988
  • Crisis Text LinefreeText with a trained crisis counselorText HOME to 741741
  • NAMI HelplinefreeMental health information and referralsnami.org/help ยท 1-800-950-6264
๐Ÿ”—
Addiction & Recovery
  • SAMHSA HelplinefreeTreatment referral and information โ€” 24/71-800-662-4357
  • SAMHSA Treatment LocatorfreeFind local substance use treatmentfindtreatment.gov
  • AA / NAfreePeer support โ€” in person and onlineaa.org ยท na.org
๐Ÿ›ก๏ธ
Domestic Violence
  • National DV Hotlinefree24/7 โ€” call, text, or chat โ€” confidential1-800-799-7233 ยท Text START to 88788
  • thehotline.orgfreeSafety planning, shelter referrals, live chatthehotline.org
  • loveisrespect.orgfreeRelationship abuse support1-866-331-9474
๐ŸŽ–๏ธ
Veterans
  • Veterans Crisis Linefree24/7 โ€” call, text, or chatCall 988 ยท Press 1 ยท Text 838255
  • VA.govfreeBenefits, health care, mental healthva.gov ยท 1-800-827-1000
  • VSO (DAV, VFW, Legion)freeFree claims helpFind a VSO โ†’
๐ŸŒช๏ธ
Disaster Relief
  • FEMA Disaster AssistancefreeFederal aid after a declared disasterdisasterassistance.gov ยท 1-800-621-3362
  • American Red CrossfreeEmergency shelter, food, suppliesredcross.org ยท 1-800-733-2767
  • 211 HelplinefreeLocal disaster recovery resourcesCall or text 211
โš–๏ธ
Legal Help
๐Ÿ‘ด
Elder Care
  • Eldercare LocatorfreeLocal aging services โ€” meals, transport, caregivingeldercare.acl.gov ยท 1-800-677-1116
  • Medicare / MedicaidfreeHealth coverage for seniors and low-income adultsmedicare.gov ยท 1-800-633-4227
  • National Elder Abuse HotlinefreeReport abuse, get help โ€” 24/71-800-677-1116
๐Ÿ•ฏ๏ธ
Grief & Loss
  • 988 Crisis LifelinefreeNot just suicidal crisis โ€” grief and loss tooCall or text 988
  • GriefSharefreeGrief recovery support groups nationwidegriefshare.org
  • Alliance of HopefreeSupport for suicide loss survivorsallianceofhope.org
๐Ÿ‘ถ
Childcare
  • Child Care AwarefreeFind subsidized childcare and assistancechildcareaware.org ยท 1-800-424-2246
  • Head StartfreeFederally funded early educationFind a program โ†’
  • 211 HelplinefreeLocal childcare assistance referralsCall or text 211
โ™ฟ
Disability
  • SSA Disability (SSDI / SSI)freeFederal disability benefitsssa.gov/disability ยท 1-800-772-1213
  • ADA National NetworkfreeRights, accommodations, employment protectionsadata.org ยท 1-800-949-4232
  • 211 HelplinefreeLocal disability services and supportCall or text 211
โš–๏ธ
Divorce & Separation
  • Legal Aid Near YoufreeFree legal help for qualifying individualslawhelp.org
  • State Bar Referralfree referralFind a family law attorneyfindlegalhelp.org
  • DivorceCarefreeSupport groups and recovery resourcesdivorcecare.org

Cher Ami intelligence โ€” support system conditions
Updated March 31, 2026
Energy assistance
โšก Funded โ€” but fragile
LIHEAP funded $4.05B for FY2026 โ€” but federal staff were fired and not replaced
Congress overrode the administration's attempt to zero out LIHEAP. Funding exists but states are running programs without federal guidance. Apply early โ€” funds are limited and only ~1-in-6 eligible households are served.
โ–ฒHome heating costs projected up ~11% this winter
โ–ฒStates running programs with no federal guidance
โœ“Apply through your state energy office โ€” funds exist now
Food bank capacity
๐Ÿ”ด Under serious strain
$1B in federal food aid cut โ€” TEFAP and LFPA programs both slashed
TEFAP previously covered 20%+ of all Feeding America distributions. Some food banks have cut 40% of mobile pantries. Rural communities are hardest hit โ€” federal food was up to 50% of local supply in some areas.
โ–ฒSNAP cuts pushing more people to food banks
โ–ฒFood bank systems described as "at the breaking point"
โœ“Feeding America locator โ€” fastest way to find your nearest bank
VA / veterans
๐Ÿ”ด Access degraded
VA shed 40,000 employees โ€” mental health therapists leaving faster than replacements hired
ProPublica (March 2026): veterans cycling through 3+ assigned therapists, many giving up on care entirely. New patient mental health waits: 19โ€“35 days nationally, with some clinics at 54โ€“121 days after staff departures.
โ–ฒ700 social workers and 1,000 physicians lost in FY2025
โ–ฒSome VA clinics: 121-day mental health waits
โœ“Veterans Crisis Line (988 ยท Press 1) โ€” fully operational 24/7
Mental health services
โš  Patchwork access
Community mental health center grants under pressure โ€” 988 remains the stable entry point
HHS community mental health grants targeted for reduction. Medicaid rollbacks affect low-income coverage. The crisis lines on this page are fully funded and available today.
โ–ฒHHS community mental health grants under reduction pressure
โ–ฒMedicaid cuts affecting mental health coverage
โœ“988 and Crisis Text Line (741741) โ€” fully operational
Not advice, just awareness ยท Canary Intelligence ยท Resources verified March 2026